Introduction – Our Commitment to You
The Company is the proud provider of its superior products and services. We greatly appreciate the trust that
you and our other customers have placed in us, and we will protect that trust by continuing to respect the
privacy of all our customers even if our formal customer relationship ends. It is important for you to know that in
order to ensure that our customers get the very best service and the highest quality products, The Company
collects demographic information (like your name and address) and credit information (like information related
to your accounts with us). This information comes either directly from you, for instance, from your application
and transactions on your account; or, it may come from an outside source such as your credit bureau report. In
addition, if you visit our Internet website, we may collect certain information about your Internet usage.
We Respect Your Privacy
Since some of the information we gather is not publicly available, we take great care to ensure that this
information is kept safe from unauthorized access, and we would never share the information in violation of
any regulation or law. Because the Company respects your privacy and values your trust, the only employees
or companies who can access your private personal information are those who use it to service your account
or provide services to you or to us. The Company diligently maintains physical, electronic and procedural
safeguards that comply with applicable federal standards to guard your private personal information and to
assist us in preventing unauthorized access to that information.
How We Share Information with Other Affiliated Companies.
From time to time, for general business purposes, such as to prevent fraud, or when we think it may benefit
you, we do share certain information with companies within the same business family. The information we
share might come from your application, for instance your name, address and telephone number. Unless you
authorize the sharing, we do not disclose creditworthiness information about you from credit reports.
Sharing Information with Our Partners
We also occasionally share certain information with companies that we work with outside of the family of
companies. These companies may include financial service providers such as banks, finance companies,
insurance companies, and non-financial companies such as manufacturers and data processing companies.
The information we may provide them comes from the sources described above and might include your name,
address, and phone number.
We may also provide information to our business partners that perform operational services related to
your account, or marketing services for us. The sharing of information with these types of companies is
permitted by law. Such a company might include a company with whom we have a joint marketing agreement.
This information also comes from the sources described above and might include name, address, and phone
These companies act on our behalf and, within the time required by law, will be required by our policy to be
contractually obligated to keep the information that we provide to them confidential and to use the information
only to provide the services we’ve asked them to perform for you or us.
We Safeguard Your Personal Information
We maintain physical, electronic and procedural safeguards that comply with federal and state regulations to
guard your nonpublic personal information whether maintained in a paper, electronic or other form. We train
our staff on the need to safeguard your personal information and require them to sign a written contract
agreeing to take all necessary steps to protect your personal information. We also train our service providers
and vendors on the need to safeguard your personal information and require them, by contract, to follow our
policies and implement procedures to safeguard your personal information.
Your California Privacy Rights
This PRIVACY NOTICE FOR CALIFORNIA RESIDENTS supplements the information contained herein and applies solely to consumers who reside in the State of California (“consumers” or “you”). We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and other California privacy laws. Any terms defined in the CCPA have the same meaning when used in this notice.
Your Rights and Choices
The CCPA provides California residents with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.
Access to Specific Information and Data Portability Rights
You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.
Opt-Out of Personal Information Sales
You have the right to request that we discontinue selling any of the personal information that we collected about you, subject to certain exceptions in the CCPA.
Deletion Request Rights
You have the right to request that we delete any of your personal information that we collected about you and retained, subject to certain exceptions in the CCPA.
We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not deny you goods or services, charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties, provide you a different level or quality of goods or services, or suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
Exercising Access, Data Portability, and Deletion Rights
You may exercise your rights under the California Consumer Privacy Act of 2018 described above by either:
Completing and submitting the form below
Emailing us at [email protected] (please provide the information requested in the form below)